Should Cyber Risk (and Insurance) Be on the Treasurer’s Agenda?
From Treasury Masterminds Not so long ago, treasury risk management was fairly predictable. Today, one phishing email can shut down your company faster than any market crash. And yet, in many organisations, cyber risk is still treated as “an IT thing.” Which is… impressive. In the same way, ignoring smoke in your kitchen is impressive. Cyber […]
Your Payment Will Let you Know Where Your Shipment Is
Written by Enrico CamerinelliSupply Chain & Finance- Strategic Advisor Helping European Fintech Vendors Break Into Commercial Banking Banks face a fundamental disconnect: their payment systems operate separately from the supply chains that trigger those payments. Tokenized currency assets (e.g., stablecoins and deposit tokens) solve this problem by bringing money directly onto the blockchain. These digital […]
What does commodity volatility mean for treasurers?
From Treasury Masterminds Commodity prices are allergic to calm. Oil sneezes because of geopolitics, gas panics over weather, and metals react to China waking up on the wrong side of the bed. None of this is new. What is new is how directly this volatility punches treasurers in the face. Once upon a time, commodities […]
Treasury at the Speed of Business – Back Office No More: The Rise of the Command Centre
Written by Sharyn Tan (Views are my own) The future of treasury operations is undergoing a profound transformation, shifting from a traditional back-office function focused on static balance sheet management to a dynamic, always-on command center that orchestrates liquidity in real time. This evolution is driven by technological advancements, particularly the rise of stablecoins, tokenized deposits, and broader digital asset integration. […]
ISO 20022 for corporates: the change you can’t ignore (even if you’d like to)
From Treasury Masterminds ISO 20022 is one of those initiatives that sounds like a banking problem… right up until it quietly lands on the corporate desk. Treasury, finance operations, IT, ERP teams, payments, compliance. Congratulations, you’re all invited. SWIFT’s ISO 20022 migration replaces legacy MT messages with MX (XML-based) messages. Banks are doing most of […]
Can Stablecoins Fix FX Risk?
Written by Sharyn Tan (Views are my own) Stablecoins are often positioned as a breakthrough for cross-border payments and treasury operations. By enabling near-instant, programmable settlement, they dramatically shorten settlement times — and with that, surely too the window for foreign exchange (FX) risk. But here’s the harder question: Similar to liquidity traps, do stablecoins actually eliminate FX […]
Stablecoins vs. Tokenized Deposits: The right debate?
Written by Sharyn Tan (Views are my own) As of late 2025, the total stablecoin market capitalization has surged to around $300 billion, with projections suggesting it could exceed $2 trillion by 2028. This growth is fueled by diverse use cases, from cross-border remittances to institutional settlements and DeFi applications. Yet, a persistent debate dominates […]
Treasury Trends for 2026: Building Smarter, Faster and More Resilient Treasury Functions
Written by Patrick KunzFounder/Board member, Treasury Masterminds When considering the treasury trends of 2026, the Treasury has never been more visible than it is heading into 2026. Markets remain unpredictable, supply chains twitch at the slightest disturbance, regulation swells like a badly managed ERP project, and CFOs want clarity in places where clarity is… optimistic. […]
European Fintech Vendors Risk Losing to Global Giants
Written by Enrico CamerinelliSupply Chain & Finance- Strategic Advisor Helping European Fintech Vendors Break Into Commercial Banking The Uncomfortable Truth[1] European fintech firms have since now faced challenging market conditions, including funding constraints and increased competition that lead to consolidation among smaller players. This is mostly driven more by macroeconomic factors (e.g., post-2021 funding environment, […]
On-Chain Settlement: Beyond the Hype and Into the Messy Middle
Written by Sharyn Tan (Views are my own) “Instant settlement” has become treasury’s favorite buzzword. The promise is intoxicating: transactions clearing in seconds, transparency no baked in, settlement risk vanishing into the ether. For treasurers drowning in reconciliation spreadsheets and chasing payment confirmations across time zones, it sounds like salvation. But here’s the part nobody […]