API-Driven Treasury: How to integrate your TMS with ERPs and Banks
This article is a contribution from our partner, Embat As finance temas evolve from manual, file-based operations to real-time data-driven environments, one technology is quietly reshaping the backbone of financial connectivity: APIs (Application Programming Interfaces). For years, finance teams have been forced to rely on SWIFT files, SFTP servers, and nightly batch updates. Today, APIs […]
The role of automation in the month-end close
This article is a contribution from our partner, Embat We typically associate month-end close with a tedious, resource-intensive, error-prone process. It’s arguably the most “stressful” task for the finance team, repeated every single month without exception. In this context, automation stands out as a key solution, not only by shortening the closing timeline but by […]
Financial planning for changing economic cycles
This article is a contribution from our partner, Embat Economic cycles are marked by periods of expansion followed by contraction, repeating over time. While their occurrence is well known, it remains difficult to predict their exact duration and intensity. The ability to anticipate is a critical advantage Today’s cycles are defined by the speed of […]
AI Lag in the Mid-Market: Stop Waiting for ‘Big AI’ and Start Automating Cash Management Now
This article is a contribution from our partner, Embat It’s Friday evening. Your colleagues left for drinks an hour ago. You’re still refreshing bank portals and reconciling transactions in spreadsheets while SAP Business One or ByDesign waits patiently in the background. This is the weekly reality for many mid-market finance departments. While AI promises to make manual hurdles a thing of […]
Visibility and Governance: How to Prove Compliance When AI Decides
This article is a contribution from our partner, Embat There is a moment every finance director remembers. It is not a boardroom debate or a spreadsheet error; it is the phone call that says the money has not arrived and no one can explain why. When Synapse Financial Technologies collapsed in 2024, that moment arrived for thousands. Customers […]
How Companies Can Lose Tens of Millions Without Being “Cash Constrained”
This article is a contribution from our partner, Embat Cash visibility is not just a risk control measure; it is part of the operating system. Langborne Collection Hotels appeared to be a corporate treasury success story. With 340 luxury properties across 52 countries and roughly $680 million in cash on the balance sheet in early […]
AI in fintech: Separating the show from the work
This article is a contribution from our partner, Embat Theo Wasserberg, Head of UK&I at Embat Fintech’s AI moment in 2025 exposed the gap between demos and real impact. Operational AI, not pilots, is reshaping finance workflows and decision-making. At Google’s Gemini Founders Forum this year, they had a term for what happens when AI looks […]
Finance Automation Is Having Its Sourdough Starter Moment
This article is a contribution from our partner, Embat Theo Wasserberg, Head of UK&I at Embat In early 2020, everyone suddenly had time to bake bread. Instagram was filled with proud photos of bubbly starter cultures. People read obsessively about hydration ratios and fermentation schedules, and then came the actual baking. Only most loaves emerged as […]
FinTech Interview with Theo Wasserberg, Head of UK&I at Embat
This article is a contribution from our partner, Embat Theo Wasserberg, Head of UK&I at Embat, shares how AI and real-time data are transforming treasury management and shaping the future of finance. Theo Wasserberg, Head of UK&I at Embat Theo Wasserberg is Head of UK and Ireland at Embat. He leads the market strategy, customer partnerships […]
From ledgers to the cloud: the evolution of treasury management systems
This article is written by Embat For many years, corporate treasurers relied on a mix of manual processes and fragmented systems to manage cash, liquidity and financial risk. Over the last two decades, the landscape of Treasury Management Systems (TMS) has evolved significantly, moving from simple spreadsheet-based workflows to sophisticated real-time API integrations. In this […]