Verification of Payee: The Promise, the Gaps, and What Comes Next
From Treasury Masterminds Verification of Payee (VoP) was designed to address a specific problem: money being sent to the wrong account. Whether through fraud, human error, or manipulated vendor data, misdirected payments cost businesses—and banks—billions every year. VoP was meant to close that gap by checking the payee name against the account details before any […]
UnlockIng Liquidity: Why WorkIng Capital is a Team Sport
From Treasury Masterminds Based on a Treasury Masterminds webinar featuring Bojan BelejkovskI, Board Member at Treasury Masterminds, and Charles Brough, VP Global Head of Account Management at SAP Taulia. Moderated by Patrick Kunz. Recordings on Spotify and YouTube: Unlocking Liquidity: Why Working Capital Is Everyone’s Problem Working capital is one of those topics that every […]
How to Prepare Your ERP for TMS Integration
Written by Renea Mahadeo, Treasury Masterminds Board Member If you are planning a TMS implementation, your ERP is not just a data source. It is the foundation the integration will be built on. The cleaner and clearer that foundation is before day one, the faster and smoother the build goes. This article walks through five […]
Working Capital and Treasury: Why Collaboration Matters More Than Ever
From Treasury Masterminds For many organisations, working capital remains one of the most accessible sources of funding. Improving working capital can release cash, reduce financing needs and strengthen financial resilience without requiring additional external funding. While treasury often plays a central role in monitoring liquidity and funding requirements, improving working capital is rarely something treasury […]
Treasury brief: The latest headlines and what they mean for treasurers
From Treasury Masterminds Corporate treasurers are navigating a market that is offering a little short-term relief, but not much real comfort. Recent headlines point to lower oil and a softer dollar on hopes of an Iran deal, but they also show persistent bond-market strain, continued yen sensitivity, and an operating environment where liquidity, FX, and […]
Tokenised Deposits: The Next Treasury Buzzword… Or Actually a Big Deal?
From Treasury Masterminds Tokenised deposits. A term that sounds like it escaped from a blockchain consultant’s PowerPoint at 2 AM after three espressos and a failed attempt to “disrupt finance”. Yet behind the buzzword, there is actually something corporate treasurers should pay attention to. Because unlike many crypto trends that promised to “replace banks” and mostly […]
CSRD and Treasury: More Than Just Another Reporting Burden
From Treasury Masterminds Most treasurers didn’t sign up to become ESG data managers. Yet here we are. The Corporate Sustainability Reporting Directive (CSRD) is landing across Europe, and while it’s often framed as a sustainability or reporting exercise, treasury teams are quietly being pulled into the middle of it. Not because treasury suddenly developed a […]
Treasury 360 Nordic 2026 – Thursday Recap (from the floor)
From Treasury Masterminds Treasury Masterminds Founder/Board Member, Patrick Kunz, joined Treasury 360 Nordic 2026 on Thursday in Gothenburg, and the format pretty much forces you into a reality every treasurer recognizes: you can’t attend everything, so you pick your battles and hope you chose wisely. The agenda wasn’t built around one big headline theme. Instead, […]
EACT Summit 2026 – Our Takeaways (from the inside)
From Treasury Masterminds Our founder, Patrick Kunz, joined the EACT Summit 2026 in Brussels, an invitation-only gathering of senior treasurers and CFOs across Europe. With him, a few treasury masterminds board members were there as representatives of their national treasury association (NTA). Below are our observations: What makes this event stand out is the setup: […]
PSD3 Is Coming, But the Real Impact Starts Earlier Than You Think
From Treasury Masterminds For most corporate treasurers, PSD3 still feels like a distant regulatory topic. Something for banks, fintechs, and compliance teams to worry about. That assumption is wrong. While the official timelines suggest a gradual rollout toward 2027 and beyond, the practical impact of PSD3 and the accompanying Payment Services Regulation (PSR) will start […]