Strategies for Setting Up a Cash Pooling Structure Across Multiple Countries and Regions
This article is written by Palm In an increasingly globalized business environment, effective cash management has become a cornerstone of financial efficiency for multinational corporations. Cash pooling, a financial mechanism that consolidates the balances of multiple accounts into a single master account, has emerged as a vital tool for optimizing liquidity, reducing costs, and enhancing […]
Familiar Treasury Stories -“I thought we had the cash.”
This article is written by Palm These six words can send a chill down any treasurer’s spine. Despite meticulous planning, even the most experienced treasury professionals face unexpected cash flow surprises that threaten to derail operations. This isn’t just about numbers on a spreadsheet—it’s about ensuring your company meets its financial obligations while maintaining strategic […]
AI in Treasury: A Partner, Not a Replacement
This article is written by Palm At Palm, we take a practical view of the role of AI in treasury and cash management. Rather than positioning AI as a revolutionary force that will replace people, we see it as a powerful enabler that reduces manual workload and brings agility to your processes. We believe in […]
Manual vs Automated Treasury Forecasting: What’s the Real Cost?
This article is written by Palm Introduction If you’ve ever lost a full afternoon chasing down missing bank files, fixing broken spreadsheet links, or double-checking cash flow formulas — you’re not alone.For many treasury teams, manual forecasting has been the norm for years. It’s what we know, what we inherited, and what still kind of […]
Inside Treasury’s Debt Dilemma—and How to Tackle It With Confidence
This article is written by Palm Treasury teams don’t just manage cash. They manage complexity — and few things are more complex, and operationally demanding, than debt management. What starts as a practical financing approach — taking on a few loans to fund growth or stabilize liquidity — often turns into a sprawling network of […]
Familiar Treasury Stories – One Missed Payment, One Bad Rate, One Expensive Lesson
This article is written by Palm In a multinational environment, treasury teams often operate across dozens of entities, selling in multiple currencies, sourcing materials globally, and managing constant flows between accounts. The role is simple on paper: ensure the organisation always has the right amount of the right currency, in the right account, at the […]
8 Key Questions a Treasurer Should Ask When Creating a Cash Flow Forecast
This article is written by Palm When regurgitating the cash flow forecast week in and week out, it is easy to become stuck in a rut, producing the same information in the same format and with the same shortfalls. Although the importance of the forecast on the rest of the business doesn’t waiver, the focus […]
How To Ready Your Team For Change
This article is written by Palm The disparity between technology advancements in the home and in the treasury world are incomprehensible. The innovation is so seamless in our personal lives we don’t even consider what is powering the tools behind Siri, ChatGPT and our Spotify algorithms. At work however, the mention of AI or machine […]
The 3 D’s: How to Get the Best From Your Cash Forecast
This article is written by Palm We talk so much about cash forecasting and it’s importance, however how we approach this critical task has barely changed in the last 10 years. We may have added more data and reference points to help the analysis, but fundamentally we are looking at what has happened, adding in […]
Build vs. Buy. What is the right path for treasurers investing in new tech?
This article is written by Palm Treasurers who have the budget and resources to implement a treasury system should view this as an opportunity to leave their legacy. A successful implementation creates a more effective and happier team that can manage treasury operations efficiently. We all know the negative effects a poor system implementation can […]